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By Mani Ojeah

Writing a will isn’t the most pleasant of tasks. After all, by doing so you’re not only acknowledging your own inevitable demise, but actively planning for it. That might explain why so many adults avoid this cornerstone of estate planning. According to a recent survey, 8 out of 10 Nigerians over the age of 45 don’t have a will and 7 out of 10 will not make one before they pass.

Creating a will is one of the most critical things you can do for your loved ones. Putting your wishes on paper helps your heirs avoid unnecessary hassles, and you gain the peace of mind knowing that a life’s worth of possessions will end up in the right hands.

The purpose of writing this report is to give a simple, concise and straight to the point justification of the fundamental requirements for any person who is interested in writing or planning to write a Will. This report also aims to correct the opinion of many that have come to believe with absolute certainty, that Wills are superfluous, ignorable and are indeed death pronouncements. This report will give the reader a reinvigorated perspective on the significance of writing and keeping a Will.


A Will or Testament is a legal document by which a person, the testator, expresses their wishes as to how their property is to be distributed at death, and names one or more persons called the executor, to manage the estate until its final distribution. In a layman’s language, it is simply a legal document in which you, the testator, declare who will manage your estate after you die. It helps a person determine what happens to his properties/estate after his death; it also helps him to give any instructions he may wish to be carried out if he is no longer alive. Apart from deciding who gets your assets, a Will can also serve to declare who you wish to become the guardian for any minor children or dependents.

The most important things to provide for in your will are who will be your executors, who will be the beneficiaries of your assets, and in cases where there are minors – who the guardian(s) of the minors will be.

In Nigeria, a will could either be oral or written, oral wills being wills made by word of mouth are recognised under our customary or indigenous laws while written wills are governed by law and statutes. An oral will, which is also called a nuncupative or deathbed will, is a will that is spoken to witnesses, but not written. Such wills are valid only in a few states and only in very limited and unusual circumstances. In this report, we will focus on written wills.


In preparing a will, a testator (person making his will) must have capacity to do so, meaning he must be of legal age (above 18yrs) and have mental capacity (he must be of sound mind). Furthermore, for a will to be valid it must be;

  1. It must be made voluntarily
  2. It must be in writing (either typed or hand written)
  3. It must be signed by the testator
  4. The signature of the testator must be acknowledged by at least 2 witnesses (it is advised that a beneficiary to a will must not act as a witness to the will).
  5. The testator must be of sound mind
  6. It must name the beneficiary or beneficiaries
  7. It must identify the property.

In the probate courts today, there are many parties in legal battles contesting the provisions of a will and the court is likely to set aside a will if there is conclusive proof that the testator did not have the mental capacity to understand what he was doing at the time the will was made or if the testator was unduly influenced to dispose of his properties as he did in the will.

A person who dies without making a will is described as a person who died intestate, and in such situations, certain members of the family shall apply to the probate registry of the  High Court to be granted letters of administration of the deceased’s estate.


An executor is someone named in a will, or appointed by the court, and who is given the legal responsibility to take care of a deceased person’s remaining financial obligations. This means taking care of everything from disposing of property to paying bills and taxes. The executor possess the power to give the beneficiaries whatever is left in the estate after the debts, expenses, claims and taxes have been paid. The executor has certain legal and financial powers to manage the estate, including the power to keep or sell property in the estate, to invest cash, and to borrow money.

The executor cannot see the Will before the death of the testator as the Wills do not become public records until after the will is filed with the probate court. Thus, executors have no right to read a will before the testator’s death. Some people opt to write sealed wills, and give only one sealed copy to a lawyer, accountant or other person for safekeeping.

In a probate action, an executor has a duty to follow the directives set out in the will. If the executor does not the beneficiaries can petition the court to either require the executor to carry out his duty or to remove the executor. This applies only if the is an actual probate proceeding.



A properly drafted will has a number of advantages including comfort and ease of mind that your affairs will be properly taken care of after your death. Some benefits of making a will are:

  1. Make your wishes known:

Without a valid Will, the distribution of your assets will be according to the rules of intestacy – not according to your wishes.

  1. Provide for those you choose:

If you are in a relationship and are not married or do not have a registered civil partnership, you cannot inherit your spouse’s or partner’s estate unless he or she had a valid Will in place. If one person in such a relationship dies without a Will, this can create serious financial hardship for the surviving partner.

  1. Protect your children:

If you have a child or children, a valid Will is necessary to make arrangements for te children should the parents die, It is extremely important to have a Will in place if the children are under 18 and would need someone to look after their inheritance or to have a guardian appointed for them.

  1. Reduce inheritance tax:

Careful drafting of your Will may reduce the amount of inheritance tax payable by your beneficiaries after your death.

  1. Protect your estate from being contested:

There has been a significant rise in claims being made against the estates of people who have died. The Interstate Succession under the Customary Law Act Nigeria allows certain individuals to make a claim for provision from a person’s estate, even if that person never intended to leave that individual any money or assets. By seeking legal advice and making a Will you could significantly reduce the likelihood of a successful claim being made.

Making a Will need not be time consuming or costly but it is vitally important to ensure your personal assets are distributed to those you love.


Customary Law embodies customs as practiced by the people which they regard as binding on them. It is any system of law different from Common Law and a Law enacted by legislation, but which is enforceable and binding within Nigeria as between the parties subject to its way. Customary succession therefore, is succession that is not in accordance with the common law or statute, but in accordance with the traditions, customs and practices of the local people which are enforceable and binding between the parties which are subject to it. Customary succession therefore, being succession that is according to customs, beliefs and traditions of the people, is mainly intestate (without a Will).

The patterns of intestate inheritance and succession under Customary Law in Nigeria have almost as many variations as there are ethnic groups in the country. In fact it could be said that the law of succession and inheritance reflects Nigeria’s plural legal system. The resultant effect of this state of affairs therefore is the absence of a uniformity of rules of succession under Customary Law.

The question that therefore comes to mind flowing from the above realization is:

How does one determine the correct law to apply in the case of intestate succession under Customary Law?

Essentially, the deceased’s Customary Law is the appropriate law to be applied in such situation. The law, that is, the deceased’s Customary Law will be applicable even though the deceased died outside his ethnic locality or leaves properties outside his hometown. It is important to note that while it is true that with respect to land matters generally, the Customary Law of the place where the land is situate (lex situs) is applicable, with respect to inheritance, the appropriate Customary Law is the Customary Law of the deceased.

The general principle of law is that a person carries his Customary Law with him, hence regardless of the Customary Law of the place of his residence or abode, his personal law shall prevail. However, our customary jurisprudence arrived at a departure from this position when in the case of Adeniyi Oluwo & Ors v. Olabowale Oluwo & Ors, the Supreme Court was invited to determine whether a man can give up his own personal law and acquire the Customary Law of his place of abode. The Supreme Court held that, the law applicable for the distribution of a deceased’s estate on intestacy is his preferred personal law and not his personal law of origin.

The legal effect of this judgment therefore is that any Nigerian can change his personal Customary Law of origin in preference for another one which he acquires as a result of acculturation/assimilation.


It has been established that any Nigerian may make a Will whether married under the Act or under Customary or Islamic Law subject however, to restrictions imposed by law. Where the marriage was celebrated under the Act, both husband and wife may inherit each others estate on intestacy. Where however, the marriage was contracted under the Customary Law, a widow, on the intestacy of her husband, is completely disinherited despite any contributions to the man’s success. No system confers on such a widow any beneficial rights of inheritance safe of course for benefits she may enjoy through her children’s right. Such a widow is infact often times considered as an asset for inheritance.

While it is imperative to note that customary succession is an important tool for resolution of disputes which inevitably arise from issues of inheritance in Nigeria, I will not shy away from the fact that some of these customary practices are indeed not in tune with contemporary practices and the judiciary has played in huge role in nullifying some of these discriminatory practices.


This is an amendment to a will. It is a testamentary document similar but not necessarily identical to a will. It can be used to add or delete provisions or substitute a new provision for one that’s already in the will. A codicil must be signed in the same way as your original will: with witnesses, intent, and mental capacity. In some jurisdictions, it may serve to amend, rather than replace, a previously executed will. In others, it may serve as an alternative to a will.


As part of the Wills Act, witnesses are necessary to ensure the document becomes official and legally binding. Without witnesses, your Will is simply an ‘official looking’ document. Selecting your witnesses is an important step in the process. Most states require that witnesses be “disinterested”. In other words, this is someone that does not stand to inherit under the terms of the will. A beneficiary’s spouse may also be disqualified from serving as a witness. If a beneficiary does serve as a witness, the will’s gift to that person could be declared void by a court, but the rest of the will would remain in effect. Each witness must be a legal adult, which usually means 18 or over. The lawyer who drew up a will can also serve as a witness when the will is signed, even if he or she is named as the executor and will profit later from charging fees for the executor’s work.

The minimum criteria are:

  • Family members
  •    Your husband/wife or civil partner
  •    Any of your beneficiaries, who are the people you intend

to inherit from your Estate

  • The husband/wife or civil partner of a beneficiary in your


  • Anyone under the age of 18 years of age
  •    Anyone who is blind or partially sighted
  •    Anyone who does not have sufficient mental capacity to

understand what they are witnessing

Finally, keep in mind you need two witnesses present. Ensure you plan and schedule a time for all parties to witness and sign your Will. Witnesses should sign the Will with their signature as well as their full name in print lettering, address, and occupation to ensure easy identification. Remember to date your Will to ensure the most current version of your Will is executed.

Writing a Will is a prudent exercise and a good way to ensure your loved ones are protected. The correct witnesses go even further to protect this important document.


The will should be signed in the presence of your two witnesses and in the spaces provided, you should:

1       date the document (eg ‘the 15th day of January 2019’);

2       sign your name using your ‘usual’ signature where indicated whilst your witnesses watch;

3       ask your two witnesses to add, in your presence, their ‘usual’ signatures where indicated, asking them to print their names, addresses and occupations clearly for identification purposes.


Wills can be altered before signing, but the testator, and both witnesses, must sign or initial in the margin or near the alteration. If this is not done, the court will assume that the alteration was made after the will was signed and the alteration will not be effective unless the court waives the formalities. Once a will has been signed there can be no alteration, either by crossing out or writing in new clauses, unless the new clauses are executed in the same manner as a will.


After writing it, you need to make sure you keep it in a safe place where your executors (and no-one else) can find it, because the executor will need the original will to handle your affairs efficiently when they need it.

It is pertinent to place your will where it’s safe from theft, fire, or other damage. It is also important to ensure that those who will administer and proof the will finds it after testator’s death. The Will can be kept in the following places:


A Will can be kept personally by the testator himself. This can be done through various means. It is advisable to keep your will where none of the beneficiaries or third parties can see it. The content of the will is supposed to be made known after the death of the testator.

Your home is probably the easiest place for your executors to find your will since it will probably be the first place they look if you haven’t told them otherwise.

A safe-deposit box in your home is one possibility, although it may be difficult for your personal representative to access your safe-deposit box after your death. The will is of no use if after the death of the testator , no one can have access on how to open the box. So it is expedient to grant access to your personal representative, so that in the event of death, they can gain access to the Will.


Storage at the probate registry is one of the options of keeping a will in safe custody. This is the best place to keep a will. Keeping the will within the jurisdiction the will was made is the best alternative. The procedures which a testator must comply with before his will is accepted and kept at the probate registry can also be an advantage and also operate in favour of the Will, should the validity of the contents of the Will be contested by anyone on the ground that the testator lacked a sound mind when making the Will.

It’s very crucial that the Will submitted for Probate is the latest Will. This will ensure that the correct person is applying to administer the Estate.

  1. BANKS

Banks have vaults for safekeeping key items belonging to customers, including legal documents such as property deeds, certificates, wills etc.

A smart way of keeping some of your valuable assets is storing them in the safedeposit box of your bank. Banks have safe deposit boxes, which they can lease out to customers annually, but the only problem is that your executors will have no right to access your stored documents until they have a Grant of Probate.


A will can be kept with a trusted friend or relation. The most important thing is that they make it available upon the death of the testator. It is advisable to keep it in the possession of a much younger trusted friend or relation. This is because there is a strong presumption that the older will predecease the younger.


A copy of the will can also be left with the solicitor who prepared it.

Solicitors often offer Will storage without charging anything. It is often believed that the number of Will in storage has a big influence on the value of a solicitors practice. Be that as it may, the solicitor plays a huge role on the storage of a will.


Some people also give a copy to their personal representative. Usually the reading of a will doesn’t happen until after a funeral. So you’d want your personal representative to have a copy on hand, to be able to carry out your funeral wishes.


It is significant to say that making a will is very important and should be embraced by all, to protect the interest of loved ones and ensure one’s assets are properly managed. It is neither a curse nor a superstitious belief, as many believe but a means of protection and administartion. Anyone can write his/her will himself or herself but it is advisable to employ the service of a lawyer for a proper guidance.

Wills PDF


  1. I am a man in his 60’s. I am often asked by many women around the globe to help them to receive their wills and Estates. Right now I am being asked for $1,300 by said attorney of the gal in pursuit. In order to obtain a motorized copy of said documents and that she needs to be married and then I would then be eligible for 30% of the estates value. Via Gmail Hangouts. I have explained to them that they are wrong. But they insist on Nigerian rules are different and I am mistaken. Signed Robert E Smith

    • Thank you Robert.

      Please note, there is no such requirement under the Nigerian Law enabling you to receive the estates of a deceased person other than the estate administrators and beneficiaries known to law.
      Under the Nigerian Laws, there are two major categories of individuals that can benefit from the estate of a deceased person. They include;
      *In the case where the deceased died testate (leaving a last will and testament), administrators appointed and beneficiaries listed (gifted severally or wholly) by and in the will or,
      *Where the deceased person died intestate (without a will), a Nigerian court with competent jurisdiction (usually the probate courts) will appoint at least two (2) administrators (usually the next of kin of the deceased person) via a Letter of Administration (having satisfied all requirements of law), to administer the estate of the deceased person in accordance with the law.

      We fear that you may have been contacted by fraudsters and we advise you cease further communications with them. Should you require further information, do not hesitate to contact us.
      Thank you and Best Regards,

    • I met this girl on line who said she needs to be married before she can get her inheritance of her dad from Nigeria. The lawyer sent me a cheesy looking will that has no witnesses names or addresses. By the supreme court in Lagos Nigeria. For the amount of $ 9.75 million
      If u could contact me i could give u more information but this lawyer wants me to send him
      My full name
      My address
      My passport information
      My mothers maiden name
      My picture ID
      My bank name
      Bank address
      Making me the guardian of the money ( beneficiary )
      He the lawyer said that we have to be married before the funds can be received. An he could arrange a marriage between the mans daughter an myself who i have never met before all on line. Please let me know am i being
      Scammed for my personal information.

      • As a Legal practitioner in Nigeria, I can tell you that there is nothing like “Supreme Court in ;Lagos” and secondly, a Will without witnesses id void. Please be careful, so you don’t fall for the scam.

  2. Good morning Sir/Ma,

    I have a question please.
    What can beneficiaries of a Will do if the Executors refuse to give effect to the will more than 2 years after will reading and probate taken.

    The executors are also beginning to rent the estate while keeping proceeds and thus profiting off the estate while denying the beneficiaries access to their inheritance.

    This is acting outside their scope? Can they be changed? If so, what is the procedure pls?

    Thank you.


  3. Can a person contest a will Saying he is the only heir to the family being a male child of the Father? after it has been proven that the will was made of sound mind and body

    • A Will is the wish of a person that he/she wants to be carried out after his/her death. The maker of the Will (Testator) may decide to give his estate to anyone. In foreign climes, they even bequeath to animals. Since it was made with soundness of body and mind, then it is a valid Will. The Heir may need to move on

    • No, because the witnessing has to be visual. in fact the witnesses must sign together immediately the testator signs. The idea is that a witness has read the document is witnessing to its content. However, a blind person can make a Will

  4. How soon after the burial of a testator can the testator’s will be read in Lagos? What happens if some of the executors listed on the will live outside Nigeria? Can the will be read in Lagos in the absence of some of the executors listed on the will, who live abroad? In other words, are all the executors supposed to be in the room when a will is read?

  5. Hello. The write up is wonderful. Please can you emphasize more on the grounds that a will can be rendered null and void by the court

  6. My nephew’s died when he was 10 years old and before then his mom has already separated with the dad.The deceased had somemany landed property but we don’t know the location and we equally don’t have the papers. Now, my nephew is 18. He doesn’t know his late father’s lawyer. He doesn’t know if his dad wrote a will. So what will
    he doo to recover his father’s property from his uncle. Is the solicitor supposed to find him if the dad left him a will. I s there a way he can trace his dad’s landed property?

  7. what is the effect of selling a property where the testator already stated in his Will that such property should not be sold. and what is the effect on the buyer.

  8. Dear Manifield solicitor,
    Your write-up was very educative and a source of knowledge transfer as regards WILL.
    My father recently passed away without a formal WILL, however, we discovered that he had started writing is WILL, unfortunately, it appears inconclusive as it has no conclusion, although he was able to amount for all his properties, bank accounts and that he does not wish that his properties be distributed but remain as an estate. He was also able to appoint three executors, however, neither him none the appointed executor signed the ” hand-written WILL” as he wrote the WILL while on hospital admission, he was of sound mind and engage with his family till he died in hospital. Can we rely on this last statement as a WILL?

    Also, my dad got married to his wife in the early 70s at a place of worship (Mosque) and was issued with a marriage certificate, can this be accepted as a marriage in law given that the said mosque is a licence place of worship?

  9. Please I wish to inquire how I can enforce my late father’s Probate. My brother has taking to over reaching his bequeathals and I would like to obtain an Order of Court restraining him to what has been bequeathed to him.
    How do I go about this?

  10. Dear Manifield Solicitor,
    My husband passed on the 1st July 2020,he instructed his Lawyer on how he wants his wealth to be shared,and also took inventory of his Estate ,but unfortunately he did not sign it before dying, as a result of the interstate lockdown,due to Covid 19 pandemic.
    My husband was in Lagos and the Lawyer was in Abuja and couldn’t make it down to Lagos before my husband died. We did traditional marriage. Can this last wishes stand as a Will? I am his Next of Kin,his brothers have started moving things and all documents from our house,before I got home from the Hospital where he died and they don’t even care about how,I and the kids feel. What should I do? The Lawyer said he will come on 25th this month to read it to the family and if anyone challenge it in court he will come to testify as a witness. Can we rely on this as a valid last testament,even with his Lawyer as a witness? Please, shed more light on this for me,I am terribly worried.

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